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Terms of Use

Last updated: March 28, 2026

Please read these Terms of Use carefully before submitting any information or using this website. By accessing or using EZ DSCR, you agree to be bound by these terms.

Nature of This Site

EZ DSCR (ezdscr.com) is a business purpose lending resource. This website is designed to connect real estate investors and borrowers with business purpose financing options for non-owner-occupied investment properties.

This site does not offer consumer mortgage loans. All loans facilitated through this platform are business purpose loans only. These loans are not subject to RESPA, TILA, the Real Estate Settlement Procedures Act, the Truth in Lending Act, or other federal and state consumer mortgage protection regulations.

Not an Offer to Lend

Nothing on this website constitutes an offer or commitment to lend. Submission of a deal inquiry does not guarantee financing. All loan scenarios are subject to credit approval, property underwriting, lender guidelines, and applicable state and federal regulations. Rates, terms, and availability are subject to change without notice.

Eligibility

This site is intended exclusively for:

This site is not intended for individuals seeking financing for a primary residence or owner-occupied property. If you are seeking a consumer mortgage loan, please consult a licensed mortgage lender in your state.

State Availability

EZ DSCR currently markets to eligible deals in select states only. Availability of financing in any given state depends on the licensing and approval status of our lending partners. The state list displayed on this site reflects current marketing areas and may change without notice. Inclusion in the state list does not guarantee loan availability or approval.

Accuracy of Information

We make reasonable efforts to ensure that information on this site is accurate and up to date. However, we make no warranties, express or implied, regarding the completeness, accuracy, or timeliness of any content on this site. Loan program guidelines, rates, and terms are subject to change without notice.

Submitted Information

By submitting a deal inquiry through this site, you represent and warrant that:

No Legal or Financial Advice

Content on this website is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult with qualified professionals before making any financial or real estate decisions.

Third-Party Services

This site uses third-party services including Netlify (form processing and hosting) and Google Analytics (website traffic analysis). Your use of this site is subject to the respective privacy policies and terms of those services.

Limitation of Liability

EZ DSCR and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this site or reliance on any information presented here. This includes, but is not limited to, damages resulting from failure to obtain financing, errors in information submitted, or decisions made based on content found on this site.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and layout, is the property of EZ DSCR and is protected by applicable copyright and intellectual property laws. Unauthorized reproduction or distribution of any content from this site is prohibited.

Modifications

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the site following any changes constitutes your acceptance of the revised terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable federal and state law. Any disputes arising from use of this site shall be resolved in the appropriate jurisdiction.

Contact

Questions about these Terms of Use may be directed to:

EZ DSCR
info@ezdscr.com